If you are a mortgage broker or agent, and facing an allegation of non-compliance with the regulations set out in the Financial Services Regulatory Authority of Ontario Act or the Mortgage Brokerages, Lenders and Administrators Act, then you need the assistance of a knowledgeable and skilled professional discipline lawyer at your side. Posner Craig Stein (“PCS”) defends mortgage brokers and agents in hearings before the Financial Services Tribunal. Being the target of a complaint and facing allegations of professional misconduct can be anxiety provoking, frustrating, and time-consuming. Entrusting PCS with your case means that you will have an experienced and trusted advocate at your side throughout the complaint and hearing process. We understand the potential impact that complaints and professional misconduct allegations can have on your reputation and financial situation. We know that your livelihood can depend on ensuring that the complaint is found to be without merit and that allegations of professional misconduct are dismissed. Our lawyers work tirelessly, creatively – and in a relentless manner.
The Financial Services Regulatory Authority of Ontario (“FSRA”) can initiate enforcement proceedings, by providing a mortgage broker or agent with a notice proposing a sanction for non-compliance. Upon receiving a notice from the FSRA, you have to request a hearing before the Financial Services Tribunal in order to dispute the allegation. It is essential to consult with a lawyer for mortgage brokers at this early stage. PCS can review the notice from FSRA, and provide advice on whether or not requesting a hearing is warranted.
Hearings before the Financial Services Tribunal involve hearing from witnesses, calling evidence and making submissions before the panel. Our team of mortgage broker defence lawyers have extensive expertise in these areas, developed over decades in tribunals and courtrooms across Ontario. The key to success is extensive preparation, skillful and targeted questioning, and the experience to adapt to the witness’s answers as they come. PCS mortgage broker defence lawyers will bring these skills and attributes to your defence.
Financial Service Tribunal decisions can be appealed to the Divisional Court. Judicial reviews involve an examination of the record of the proceedings below, the drafting of legal arguments, and making oral arguments before a panel of judges. PCS mortgage broker defence lawyers are experienced in arguing cases before the Divisional Court, and we will pursue every avenue to help protect your reputation, your license, and your financial well being.
Posner Craig Stein is the right mortgage broker defence firm to handle complaints made against you because:
If you are a mortgage broke or agent and have been the subject of a complaint, it is to your benefit to retain an experienced mortgage broker defence lawyer immediately. Posner Craig Stein may be able to help you avoid serious consequences, such as reputational and financial damage.
Come meet with us, in confidence, at out office, by phone, or a virtually to discuss your options today. Put your trust in the Posner Craig Stein team of highly skilled mortgage broker defence lawyers with proven experience.